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Not really a borrow lending protocol… at least not yet. Looks like it’s mostly a way to post offers, comment on them, rescind them. I think there needs to be some additional bits to really be a borrowing protocol.
Would be cool to look at how something like bisq works and adapt some of its mechanisms for lending instead of trading
But that view is irrelevant because code is law.
Satoshis view on dormant Bitcoin was thus:
"Lost coins only make everyone else's coins worth slightly more. Think of it as a donation to everyone."
We're on the boat, but still docked.
https://m.stacker.news/21258
Signal has desktop clients as well as a mobile app. There's a "Note To Self" feature where you basically send messages to yourself. That's what I typically use.
Or you can use Pheonix or Breez. It's not perfect but it's still far more convenient than what you described.
I think the Deezy guy isn't making any money, it's just an altruistic service.