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Convenience Vs. Security
People (the average Joe) tend to go towards the more convent (likely centralized option) vs the more secure (decentralized option). They may burn their hand and try the decentralized option but over time they will go back to centralized options as the painful memories fade.
I am not hoping for this outcome but I do see as one way BTC adoption can play out in the future.
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Tagging @kr because he'll be organizing the next one. We have a set of things we already want to try next time, but these suggestions are helpful.
It'd probably be extra helpful to come with roundtable topics along with guests for the topics.