if there is a way to predict the cost of "affording your own utxo"

That's at the crux of the problem I think when people propose solutions, they're implying they've been able to make this prediction, which is impossible.

And without an accurate prediction, it's impossible to evaluate trade-offs of any alleged solution, or if it's even a solution at all.

This is not a new conversation, it's how BCashers misinterpreted "Peer 2 Peer" to such an extreme that they ended up with "Poor 2 Poor".

There is an emotional trigger here, the same that has been used in class-warfare since the beginning of mankind. The urge to signal ones own virtues about equality and equity makes people willing to believe the impossible.

These feels based narratives are why the questioning of fork use-cases trigger proponents so. It's a threat to their fragile reality, as illustrated by the many angry and denalist responses as seen elsewhere* in that thread.

• not implicating @super_testnet, I know that he is thoughtful and truly seeks understanding

It's also a bit of the weak men create hard times meme. There's no reason to believe that owning of real Bitcoin will be any less attainable than owning a home, so a hyperfixation on that just shows that you didn't understand what you had, which always leads to ruin.

BCashers were created to serve as a warning to others.