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Never skimp on food. Its a key input that determines your ability to function. I.e. your output.
If you must reduce the food budget, then reduce the experience of the food, not the food itself. E.x. cook at home instead of getting takeout, etc.
Too many people trim their budget by eating ramen instead of steak and then they have cravings or low energy that impacts their ability to earn.
Budgeting your TIME with the goal of increasing your income is the best way to budget IMO :)
Yes, everyone's food budget is up almost 2x from a few years ago. Nobody knows why, inflation is only 5% after all /s
Oh yea, stop paying for a "budgeting app" lmao spreadsheets are free!
This post is a psychic attack. Nothing said reflects reality. Usually a good lie has a mix of truth and lies, but this post came from a parallel dimension where reality is mirrored to our own
To me this looks like a hosted version of Shamir Secret Sharing. I get it that normies might find this comfortable.
But we as a community need to prioritise self sovereignty, and work hard on getting the message out there.
Spread your self soverign risk by using purpose built by tools like Shamir Secret Sharing.
https://trezor.io/learn/a/what-is-shamir-backup